Best Budgeting & Finance Apps

Achieve financial freedom with smart budgeting apps. Track expenses, set savings goals, and manage your money effectively with these powerful tools.

7
Tools Reviewed
0
Free Options
7
Platforms
2025
Updated

Top Budgeting Tools

Top Pick

YNAB (You Need A Budget)

Zero-based budgeting app that helps you give every dollar a job with comprehensive education and family sharing features.

YNAB (You Need A Budget) logo
Pricing: $109/year ($9.08/month) or $14.99/month
Best for: Serious budgeters committed to hands-on money management and couples/families who want to budget together.
Platforms:
Web iOS Android +3
Read full review

Monarch Money

Comprehensive financial management platform with advanced budgeting, investment tracking, and collaboration features.

Monarch Money logo
Pricing: $99.99/year ($8.33/month) or $14.99/month
Best for: Former Mint users and serious budgeters who want comprehensive financial tracking with investment features.
Platforms:
Web iOS Android
Read full review

Luna Budgeting

Beautiful manual budgeting app focused on spending awareness through intentional tracking

Luna Budgeting logo
Pricing: Monthly $4.99/month
Best for: Manual budgeting enthusiasts, design-focused users, privacy-conscious individuals
Platforms:
iOS
Read full review

Key Features to Look For

Expense tracking

Essential for effective budgeting

Budget creation

Essential for effective budgeting

Bill reminders

Essential for effective budgeting

Savings goals

Essential for effective budgeting

Investment tracking

Essential for effective budgeting

Financial reports

Essential for effective budgeting

All Budgeting Tools

Tool Starting Price Learn More
YNAB (You Need A Budget) logo
YNAB (You Need A Budget)
$109/year ($9.08/month) or $14.99/month
Review
Monarch Money logo
Monarch Money
$99.99/year ($8.33/month) or $14.99/month
Review
Luna Budgeting logo
Luna Budgeting
Monthly $4.99/month
Review
Copilot Money logo
Copilot Money
$95/year ($7.92/month) or $13/month
Review
Rocket Money logo
Rocket Money
Choose your price: $3-$12/month
Review
Simplifi by Quicken logo
Simplifi by Quicken
$71.88/year ($5.99/month)
Review
PocketGuard logo
PocketGuard
$74.99/year ($6.25/month) or $12.99/month
Review

Frequently Asked Questions

What are the best budgeting tools?

The best budgeting tools include YNAB (You Need A Budget), Monarch Money, Luna Budgeting. Each offers unique features and pricing to suit different needs.

How do I choose the right budgeting tool?

Consider your specific needs, budget, team size, and required features. Start with free trials to test the interface and functionality before committing.

Are there free budgeting tools available?

Yes, many tools offer free plans with basic features. all have free options.

Ready to Boost Your Productivity?

Start with our top-rated budgeting tool or explore more options.

Connect with Chris

Follow my journey building productivity apps